A plan-vs-actual spending tracker

See where you spent less. Put the difference toward a goal.

Enter your planned amount and actual amount. See whether you were under, over, or on plan, then assign an under-plan result to a goal.

Try the 10-second demo Sign in

This demo calculates in your browser session. Registration is currently closed, so your result is not saved.

Example — nothing is saved automatically

See your result in seconds

10 sec

Under plan 15.00 USD

You spent 15.00 USD less than planned. This calculation is not saved.

Your calculation stays on this page and is not added to an account.

See how Diftiva works Read the guides

A clear saving loop

Keep the spending result, your goal choice, and what you do with the money clearly separate.

01
See the result

Plan 50, spend 35, and Diftiva shows: You spent 15 less than planned.
Unassigned
02
Assign it to a goal

Give that 15 a purpose, such as a travel fund. The money stays in your own account.
Assigned · not moved
03
Mark it after you move it

The assigned amount appears in the light progress. If you move the money yourself, mark it as moved so it appears in the dark progress.
Marked as moved

A clear boundary

Diftiva doesn’t connect to your bank or move money. “Marked as moved” is based on what you report; Diftiva does not verify it with your bank.